Help for the self employed, contract workers and people with variable income

From Self Cert to Re-Mortgage - Apply Today!


From Self Cert to Re-Mortgage - Apply Today! Whether you’re a first-time buyer, moving home or staying put and remortgaging, this site can help you choose a suitable mortgage. You’ll find everything you need to know.

Finding the right mortgage is a very important financial decision! The range of UK mortgages has increased dramatically over the past decade. Although this increase in mortgage types has added complexity, it has also introduced fierce competition, which has in turn resulted in the availability of some very attractive mortgage/remortgage products for you.

Most people in the UK buying a house need a mortgage or remortgage and we want to assist you in one of the biggest financial decisions you will ever make.

A mortgage is like any other kind of loan – you borrow money, and you pay it back with interest over a period of time.

But it has one difference, it is secured against your home. So if for any reason you can not repay it, the bank or building society can sell your home to recover their money.

Click here to apply for your mortgage today

How mortgages work

  • You take out a loan based on how much you can afford and the value of the property, for a length of time agreed between you and the lender.
  • You are charged interest on the loan, usually based on the Bank of England base rate which is reviewed monthly.
  • You pay the mortgage back in one of two ways, repayment or interest-only
  • You can choose different deals for your interest rate, such as fixed or discounted

Choosing the mortgage that is right for you and getting the best deal, involves taking a lot of decisions. There are other costs also, which are essentially involved with a mortgage.

After deciding on a mortgage, the borrower(you) has to apply formally to the lender. If everything goes smoothly, you will soon receive a mortgage offer.


Privacy Policy | Terms | Contact Us | Links | Your home may be repossessed if you do not keep up repayments on your mortgage.